Tip #86 - Budget for Gifts

Budget categories often overlook include gifts for others. If you are purchasing souvenirs and mementos for friends, leave some money in a discretionary or personal allowance category. If running low on capital, a personalized post-card mailed from the location is always seen as thoughtful and valued because others feel flattered that you took the time to think about them and buy, write and sent it.

Do make a list prior to your departure with all you want to purchase gifts for and the amount you want to or can spend. Check the names off as you make your purchases. Avoid utilizing your credit card as we tend to over-spend and over-extend ourselves.

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